Area · Section 75 claims · the free wedge — card claims against failed sellers
Section 75 claims: the file opens with the statutes, not the shouting.
These are the claims this desk handles in section 75 claims, grounded in the real legislation — and the free check tells you which, if any, your own facts engage.
Reads against
- Consumer Credit Act 1974, s.75 (joint liability)
- Consumer Rights Act 2015 (the underlying claim)
- Purchases of £100–£30,000 paid wholly or partly on a credit card
- The issuer’s equal liability when the trader breaches or goes bust
- Chargeback as the companion route on debit cards
- The letter the card company actually acts on
Check it yourself
1How did you pay?
2What did the item or service cost?
3What went wrong?
4When did you pay?
The honest note for this area
The honest note for this area
The free check names what your own facts engage — an area page is a map, not a verdict. Nothing here is legal advice, and nothing is sent to the other side by us: every document is yours to read, change and send in your own name, with a copy in your own language.